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Catastrophic Injuries • Tractor Trailer Accident Injuries • Personal Bankruptcies

 

 

Representing people in Upstate New York and Western Massachusetts who have suffered serious injuries or who are facing overwhelming debt.

I'm attorney Paul B. Sherr, located in the Capital Region of Upstate New York, providing legal counsel to personal injury and bankruptcy clients in New York and Western Massachusetts. From complicated bankruptcy circumstances to devastating injury cases, as an attorney, I have the experience you need at an affordable rate.

 
Tractor Trailer Accidents
 

The United States would not be what it is without the trucking industry. Trucks carry and deliver everything that we need to carry on day-to-day life and to do business. As a result, there are many thousands of trucks operating on the road or in industrial settings at all times, and thank goodness for them. But when large and heavy equipment operates, the benefits come with built-in risks. Speed and weight can be a deadly combination. Carelessness, inexperience, equipment failure and haste are bad enough with cars, but when large trucks and heavy freight are involved, the consequences can be devastating. Pedestrians and passenger vehicles involved in accidents with trucks or other large pieces of equipment face poor odds. The causes of such accidents are many, but the results are similar: the smaller party loses, and badly. As you might have gathered, I have a special interest in tractor trailer related injuries, and that is because I was a trucker for over ten years before becoming a lawyer. I have seen firsthand what speed and weight can do if they get out of control. If you have been injured by a truck as a member of the motoring public, I am preaching to the choir. But truck versus car collisions represent only a portion of trucking related injuries. Truckers get injured too.

Truck drivers log thousands of hours getting their goods to destinations in every corner of the country, day in and day out. That might seem pretty routine, but behind the scenes they encounter significant dangers when unloading or loading heavy equipment or objects from tractor-trailers or dockside. They’re often struck by shifting or falling freight, and can suffer catastrophic injuries or even death. This can happen due to poor or non-existent warehouse safety standards, inexperienced loading dock workers, bad equipment, dangerous loading and unloading procedures, and the like. As a former professional driver, I have had my own close calls and near misses, but have seen other drivers who were not so blessed as to walk away without a scratch like I did.

If you have been injured, or if a loved one has been injured or killed in a New York or Massachusetts incident related to Tractor Trailers or other industrial equipment, I will aggressively pursue all options available to recover any compensation that may be available. Before I can advise you though, I need to hear your story. Please give me a call for discussion.

 
Bankruptcy
 
Are you drowning in uncontrollable debt and feeling overwhelmed, scared or even feeling guilty? Most people in this position have worked hard all of their lives to make ends meet, but suddenly they find themselves falling behind on bills after major life events, like losing a job, going through a divorce or suffering a serious illness.

Whether many folks like to admit it or not, they are just months from financial insolvency at any given time. What I mean by that is that their monthly money just about gets them through their month. Just. Or maybe not quite. They live a fine balance between their employment income and their debts and obligations--until "the event" happens. Sometimes the event is clear-cut: A house fire. An injury or illness. The death of a breadwinner. A divorce or separation. A spousal abandonment. A layoff or job loss. The event is the final straw, and the situation begins to spin out of control like a car on black ice. Sometimes the event is not so clear-cut. Many folks are insolvent because of bad money management that quietly built up an uncontrollable debt while they were not paying attention, or while they were fooling themselves about their ability to "dig out." The result is the same: spinning out of financial control.

Bankruptcy is a tool that can get you back under control, and fairly quickly. Remember that car on black ice from the last paragraph? Bankruptcy is dry pavement. It does not mean you are unethical or somehow bad. Yes, it does have a certain amount of negative "bad press", and yes it is going to impact your credit rating score BUT its not nearly as bad as you might think, and if you want to get back under control and begin to think about prosperity for a change, the medicine must be taken somewhere and somehow. Don't worry about what the neighbors will think, they are probably not thinking about you that much anyway (they have problems of their own, you can be sure). Your credit score is easily repairable, with a plan and some discipline. If you hire me to handle your personal bankruptcy, I will advise you on how to repair your credit score quickly. By the way, if you have started a relationship with a so-called credit repair company that wants you to make monthly payments to them, you are probably already upset, and with good reason. You could not make the monthly payments to your creditors, and now you are making monthly payments to the credit repair company, and they are taking some of the money that was stretched too thin already. Not good math.

Here's a quick and simplified overview what personal bankruptcy does (call for details, as there are many--each case is different, and you must "qualify" for chapter 7 under new rules since 2005):

Chapter 7: All unsecured debt (debt without collateral, like credit card debt) is discharged, meaning that your creditors' rights to pursue you for collection are terminated. With secured debt (debt with collateral such as a car loan or a note/mortgage), you choose whether to keep the collateral and the debt or surrender the collateral and have the debt discharged. No creditor is allowed to contact you whatsoever while the case is open, and if a debt is discharged, the creditor may not pursue you when case closes. There are limited provisions built into the law to safeguard your personal property from the reach of your creditors, and in most cases, your personal property will stay with you. No, you can't discharge your $30K of debt and keep your $350K yacht, but short of such extremes, I am usually able to protect the necessities of life for you: Furniture, appliances, car, retirement funds, IRA's and so on. The system is designed to get you under control, not strip you bare. If you are in trouble with your mortgage, a Chapter 7 might help you by freeing up funds that you should be spending on your home but have been paying to unsecured creditors. But some mortgage problems require something different than a chapter 7. That's where Chapter 13 comes in.

Chapter 13: Here there is a special pay-down plan that lasts for either 3 or 5 years depending on your income. Chapter 13 is known as the wage earner's chapter. In the plan, all amounts that you are "behind" on secured debt (including interest, late fees, etc.) must be paid off, 100%. So, for example, if you are "behind" by four $2K mortgage payments when you file, the plan must pay down $8K, plus interest, plus other expenses that may exist (such as the bank's attorney's fees if a foreclosure has been started). The upside is that the plan, once the details are agreed upon, is mandatory, meaning that the mortgage company must accept it, and the foreclosure must stop unless you fail to make the plan payments. The downside is that you must make the plan payments AND your regularly scheduled mortgage payments at the same time. BUT ALSO, another upside is that in the Chapter 13 Plan, any disposable income you have after the above the amount pledged to fix the mortgage (or other secured debt) problem is used to pay down the unsecured debt you may have during the length of the plan. The reason this is an upside is that at the conclusion of the plan if there is still unpaid unsecured debt, it can be discharged as in a chapter 7. SO, for example, if at the end of the Plan you have paid off only 30% of your unsecured debt, then the remaining 70% is discharged.

Remember, the descriptions I just gave you are "stripped down" and somewhat over simple. Let's talk about your situation and see what will work to get you back under control. If you’re not sure what to do about your increasingly stressful financial situation in upstate New York or western Massachusetts, I will guide you through the various Chapter 7 and Chapter 13 bankruptcy options and help get you some relief.
 
Catastrophic Personal Injury
 

You, or a loved one, have suffered a devastating physical blow to your body. Some person or condition outside of your control, or the control of your loved one, caused the injury through negligence or recklessness. This injury may have resulted in brain damage, loss of a limb, or loss of a bodily function. Possibly, there has been a death. The cause might have been a vehicle collision, an industrial accident, medical negligence, a construction site accident, a hazardous condition that you encountered somewhere, or by some other set of circumstances that no one would have believed possible if they had not actually happened. Your life has just been drastically altered.

If you find yourself in this type of situation and you have no idea where to turn or where to begin, I can help. As an injury attorney, my main function will be to recover all of the monetary compensation for your injury that is reasonably possible. I will also be able to guide and advise you as you navigate through what will probably be unfamiliar territory for you with hospitals, banks, insurance companies and others. I will need to hear your story in order to form an opinion and a game plan, so please give me a call to discuss things. With injury cases, I will not charge you for our initial telephone conversation, and generally speaking I will not charge you at all unless I can make a recovery for you.

 
 
 
Capital Region Attorneys, Capital Region Lawyers, Capital Region Attorney At Law, Albany, NY Lawyers, Capital Region Attorneys At Law, Capital Region Lawyer
We hired Attorney Sherr for litigation with great results. His work is outstanding and to this day, he is my business attorney.
With my sincere thanks,
- - Mary A Busch
 

Dear Paul, I just want to take a few moments to express my gratitude for all the support and expertise you provided me in a situation I was certain had no solution. You were wonderful Paul. Thank you for my peace of mind.
- - Rose M.

 

I recently enlisted his help in a home owners insurance claim issue. He was very quick to get to the heart of the matter and had it settled in a very timely manner.
- - George and Carol Karlewicz

 

I needed advice about a financial problem, and I needed advice about bankruptcy. Attorney Sherr is accountable, thorough, and down to earth. I recommend him without hesitation.
- - N. Lowe

 
Paul Sherr made a difficult situation easy and understandable. I highly recommend his services. He took care of my case is a quick and efficient manner, while being generous with his time and fair with his fees.
- - Kathryn Levin
 
 
149 Main Street
Ravena, New York 12143
Phone: 518-533-5982
Fax: 312-253-1173

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Paul B. Sherr, Attorney At Law, Capital Region Attorney At Law, Berkshire County Attorney At law
Catastrophic Injury Lawyer • Tractor Trailer Accident Injury Lawyer • Personal Bankruptcy Lawyer
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